All the news that gives us fits to print

Secret Information About You Available Free on the Internet

Filed under: Business,Finance — Tags: , , — Paddy Wallbouncer @ 6:57 pm 2008 January 15

While the television commercials are entertaining, FreeCreditReport.com is not spending money on television advertising for no gain. When you sign up at their website, you are actually signing up for a service that costs $14.95 per month. Just because the word “free” is in the name of the website, doesn’t mean it is actually free.

The Federal Trade Commission (FTC) endorses a website that is truly “free” it is called annualcreditreport.com When you use it, you are sent to the three individual credit reporting companies; Equifax, Experian, and Trans Union. They still try to get you to sign up for added services, but your credit report is available from each of the services once every twelve months at no cost to you.

But wait the free information does not stop there.

Your private information does not end at your credit score, and the same types of laws enacted to allow you to get your annual credit report, allow you to get other consumer information that is collected.

Choice Point is another company that collects information on consumers. Not necessarily credit, but also employment information, property ownership, criminal records, and judgements. If you go to ChoicePoint.com you can get access to the information that that company has collected. Further. If you are seeking employment, and your potential employer has requested a background check from Choicepoint, you can request a free copy of the information that was released about you.

Helpful Link:
This is the link at the FTC that will tell you about annualcreditreport.com and more services provided for consumer protection:

Facebook Comments

No Comments

No comments yet.

RSS feed for comments on this post.

Sorry, the comment form is closed at this time.